About Me
The Insurance Genie
Personalized Health Insurance Solutions for You
Navigate the complex world of health insurance with a trusted advisor who puts your needs first. Get personalized guidance to find the perfect coverage for your unique situation.
About Me
Your Dedicated Health Insurance Expert
Embark on a personalized insurance journey with me, Ivis Cruz, your dedicated Health Insurance Agent. Let's uncover the perfect coverage tailored to your unique needs. Having honed my skills at New York Life, I now thrive in the Health Insurance realm, specializing in guiding seniors through their insurance options. Partnered with United Insurance Group, a leading nationwide provider, I focus on Medicare, ACA, and a range of ancillary services like Hospital Indemnization, Home Care, Cancer, and more. Trust in my expertise and dedication to secure the ideal coverage for you in sunny Florida.
Services Offered
ACA Marketplace
Comprehensive coverage options for you and your loved ones, including ACA-compliant plans with essential benefits and preventive care.
Medicare Solutions
Expert guidance through Medicare Advantage, Supplement plans, and Part D prescription coverage to maximize your benefits.
Dental, Vision
Secure your smile and vision with essential coverage for dental check-ups, cleanings, and vision care, including glasses and contacts.
Cancer
Specialized coverage providing crucial financial support for unexpected cancer diagnoses and treatments, easing your financial burden.
Final Expenses
Ease the financial burden on your loved ones with plans designed to cover end-of-life expenses, ensuring peace of mind for your family.
Home Care Services
A home care membership plan is a non-insurance service contract for non-medical in-home care, including assistance with daily activities and companionship. Instead of paying hourly, you pre-purchase a set number of care hours that can be utilized throughout your lifetime.
Key Features
  • No age limits
  • No medical underwriting or health questions
  • No deductibles, co-pays, or claims process
Who It’s For
Ideal for seniors who wish to age comfortably at home, proactively planning for future care needs, or seeking a predictable, affordable alternative to traditional long-term care insurance.
How It Works
  • Select a plan level (1,500 to 10,000 lifetime care hours).
  • Call a toll-free number to activate services when needed.
  • Care is provided by a licensed agency or trusted individual.
Why Clients Choose These Plans
Unlike traditional long-term care insurance, these plans offer peace of mind by locking in today's value of home care services with advantages like: costs that do not increase, eligibility not based on health, and immediate access to care hours after a short waiting period.
How It Works
Initial Call
Call our toll-free number to speak with my assistant, Amy. She’ll be happy to schedule an appointment at your earliest convenience.
Book an Appointment
Once the appointment is done, I will give you a call to talk about your needs.
I’ll research and present multiple options tailored to your specific situation, explaining benefits, costs, and networks in clear, straightforward language.
Easy Enrollment
Once you’ve selected your ideal plan, I’ll handle the paperwork and guide you through the enrollment process, ensuring a smooth transition to your new coverage.
What My Clients Say
"After years of overpaying for coverage I didn't need, I finally found the perfect plan. Saved over $2,400 annually while getting better coverage!"
Sarah T. - Phoenix, AZ
"The Medicare process seemed overwhelming until I got expert guidance. Now I understand my benefits and feel confident in my healthcare decisions."
Robert M. - Denver, CO
"Responsive, knowledgeable, and genuinely cares about finding the right coverage. Made everything simple during a stressful time for our family."
Jennifer K. - Austin, TX
Insurance Resources & FAQs
1
What factors affect my premium costs?
Age, location, plan category, tobacco use, and whether the plan covers dependents all impact your monthly premium.
2
When can I enroll in a health insurance plan?
During Open Enrollment (Nov 1-Jan 15) or through Special Enrollment Periods following qualifying life events like marriage or job loss.
Have more questions? Contact me for personalized answers to your insurance concerns.
Get Your Free Quote Today
Ready to find the perfect health insurance plan? Fill out this simple form, and I'll get back to you within 24 hours with personalized options that fit your needs and budget.
Prefer to talk directly? Call (786) 409-8946 during business hours or email ivis@theinsurancegenie.info anytime.

All consultations are completely free and come with NO obligation to purchase.

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Your Trusted Health Insurance Broker
Contact Information:
Phone: (786) 409-8946
Email: cruz@theinsurancegenie.info
Office Hours: Monday-Friday 9am-5pm, Evenings and weekends by appointment
Licensed in the State of Florida. Insurance license #AB12345. Not affiliated with any government agency.
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